Automated payout infrastructure

Build automatedpayout flowsfor your platform.

Automate collections, verification, payment splitting and payouts through one API — with virtual accounts, bank rails, wallets and crypto built in.

Bank, wallet and crypto payouts
Built-in compliance workflows
Configurable split rules
Real-time payout visibility
Framnex payment flow engine connecting a platform through API, virtual accounts, compliance and split logic to bank, wallet and crypto payouts

UAE market context

Define the UAE product model before selecting the implementation.

A regional version should make the customer scope, money flow, provider coverage and operational responsibilities easier to evaluate.

Customer and use case

Specify the eligible UAE-based or internationally active customer segment and the financial job the product must complete.

Providers and responsibilities

Confirm which entities provide regulated services and who owns onboarding, controls, exceptions, support and reconciliation.

Focused rollout

Begin with a coherent product, corridor or client segment and expand from measured customer and operational outcomes.

Framnex provides technology infrastructure, not legal advice or regulatory authorisation. Availability depends on the selected product, providers, customers and jurisdictions.

Built for payout-heavy businesses

One infrastructure layer. Multiple payout models.

Framnex supports businesses where receiving, validating, splitting and distributing money is part of the product experience.

Marketplace settlements

Collect platform funds, apply configurable rules and settle sellers or service providers automatically.

CollectionsSplit rulesBank payouts

Flight compensation

Receive compensation into dedicated virtual accounts, retain fees automatically and pay claimants.

Virtual IBANsSplit rulesAutomated payouts

Partner and contractor payouts

Distribute funds to partners, contractors or suppliers across selected currencies and payment rails.

Multi-currencyBank transfersWallets

Revenue sharing

Allocate incoming funds between the platform, partners and recipients without manual reconciliation.

Split paymentsWalletsGlobal payouts

Insurance claims

Turn approved claims into controlled, trackable and automated recipient payouts.

VerificationRules engineReporting

Multi-rail disbursements

Route funds to eligible bank, wallet or digital asset destinations through one workflow.

Bank railsWalletsDigital assets

How it works

Design the workflow once. Automate every payout after.

Framnex connects the account, compliance and payout layers that would otherwise require multiple vendors and manual operations.

1

Platform calls Framnex

Trigger the workflow through one API integration.

2

Virtual account created

Generate a dedicated account or IBAN for the recipient or transaction.

3

Funds received

Collect incoming funds and reconcile them automatically.

4

Checks completed

Apply KYC, compliance and Open Banking verification rules.

5

Fees split

Retain commissions or divide funds using configurable rules.

6

Recipient paid

Route money to a bank account, wallet or crypto destination.

INCOMINGPAYMENT£400.00Claim CLM-4821Passenger compensationAUTOMATED WORKFLOWFunds receivedChecks completedSplit rule appliedPLATFORM FEE£100.00RECIPIENT£300.00PAID

More than bulk payments

Build the entire payout workflow, not just the final transfer.

Most providers help you send money. Framnex gives your platform the infrastructure needed before, during and after every payout.

Virtual IBANs
Embedded wallets
Open Banking
KYC & compliance
Automatic splitting
Multi-currency settlement
Bank payouts
Crypto payouts

Traditional

Six separate vendors

Banking
Compliance
Wallets
FX
Crypto
Reporting
Multiple integrations6 vendors

Framnex

One infrastructure layer

Your platform
Framnex
BankConnected
WalletConnected
CryptoConnected
One connected workflowOne API
API-first infrastructure

Control the workflow through one integration.

Create beneficiaries, issue virtual accounts, define split rules and track payout status without stitching together multiple systems.

POST /payouts
{
  "recipient_id": "rec_2048",
  "amount": 400,
  "currency": "GBP",
  "split_rule": "platform_25pct",
  "destination": "bank"
}

Payouts

Payout workflow

Total amount

£400.00Paid

Recipient

Emma Carter

rec_2048

Verification

Completed

KYC & bank details

Split rule

Platform 25%

Platform fee

Automatically retained

£100.00

Recipient payout

Sent to beneficiary

£300.00
Destination
Bank account

Timeline

Created

API request accepted

Verified

Recipient checks completed

Split applied

Platform rule: 25%

Paid

Bank transfer completed

Passenger at an airport receiving a flight compensation payout through a dedicated virtual IBAN with automatic platform fee retention
Use case spotlight

Automate the full flight compensation payout flow.

Generate a dedicated IBAN for each claimant, receive compensation directly from the airline, retain the platform fee automatically and pay the remaining amount to the passenger.

Dedicated virtual account for each claim
Automatic fee retention
Passenger payout to their preferred bank account
No manual reconciliation between claims and funds

Automated payouts FAQ

Questions about building a payout workflow.

The practical product, integration and compliance questions teams usually ask before mapping their first automated payout flow.

Can Framnex create a dedicated virtual account for every claim?

Yes. A payout workflow can create a dedicated virtual account or IBAN for each claimant or transaction, subject to the selected geography, currency and banking setup.

Can platform fees be retained automatically?

Yes. Configurable split rules can retain a fixed amount or percentage before the remaining funds are routed to the recipient, reducing manual reconciliation and settlement work.

Which payout destinations can the workflow support?

Depending on the product configuration, funds can be routed to bank accounts, embedded wallets or supported crypto destinations through one orchestration layer.

How are KYC and compliance checks handled?

Verification and compliance steps can be inserted into the workflow before funds are released. The exact checks depend on the recipient, transaction type, product and regulatory model.

Can Framnex integrate with an existing claims or payout platform?

Yes. The workflow is API-first, so your existing platform can create recipients, issue virtual accounts, define split rules and monitor payout status without replacing the customer-facing product.

How long does an automated payout implementation take?

The timeline depends on the required rails, geographies, compliance model and existing systems. A focused first workflow is usually the fastest route to production and can then be expanded.

Build your payout product

Building a platform that moves money?

Let's map the collections, verification, split and payout workflow your business needs — and identify the fastest route to launch.