Automated payout infrastructure

Build automatedpayout flowsfor your platform.

Automate collections, verification, payment splitting and payouts through one API — with virtual accounts, bank rails, wallets and crypto built in.

Bank, wallet and crypto payouts
Built-in compliance workflows
Configurable split rules
Real-time payout visibility
Framnex payment flow engine connecting a platform through API, virtual accounts, compliance and split logic to bank, wallet and crypto payouts

Built for payout-heavy businesses

One infrastructure layer. Multiple payout models.

Framnex supports businesses that need to orchestrate collection, verification, split and payout workflows inside their product experience.

Marketplace settlements

Connect incoming payment, split and settlement workflows for sellers or service providers.

CollectionsSplit rulesBank payouts

Flight compensation

Connect compensation received through the selected provider to a claim workflow, apply the configured fee split and initiate the claimant payout.

Virtual IBANsSplit rulesAutomated payouts

Partner and contractor payouts

Initiate and track payouts to partners, contractors or suppliers across selected currencies and rails.

Multi-currencyBank transfersWallets

Revenue sharing

Apply allocation rules to incoming payment activity across the platform, partners and recipients.

Split paymentsWalletsGlobal payouts

Insurance claims

Turn approved claims into controlled, trackable and automated recipient payouts.

VerificationRules engineReporting

Multi-rail disbursements

Route payout instructions to eligible bank, wallet or digital-asset destinations through one workflow.

Bank railsWalletsDigital assets

How it works

Design the workflow once. Automate every payout after.

Framnex connects the account, compliance and payout layers that would otherwise require multiple vendors and manual operations.

1

Platform calls Framnex

Trigger the workflow through one API integration.

2

Virtual account provisioned

Provision a dedicated account or IBAN through the selected provider.

3

Incoming funds detected

Detect and reconcile incoming funds reported by the selected provider.

4

Checks completed

Apply KYC, compliance and Open Banking verification rules.

5

Split instruction applied

Apply configured fee or allocation rules to the workflow.

6

Payout instruction routed

Route the approved payout instruction to the selected bank, wallet or digital-asset provider.

Framnex orchestrates the workflow. Custody, safeguarding, account provision and payment execution depend on the selected regulated providers and operating model.

INCOMINGPAYMENT£400.00Claim CLM-4821Passenger compensationAUTOMATED WORKFLOWFunds detectedChecks completedSplit rule appliedPLATFORM FEE£100.00RECIPIENT£300.00ROUTED

More than bulk payments

Build the entire payout workflow, not just the final transfer.

Most providers help you send money. Framnex gives your platform the infrastructure needed before, during and after every payout.

Virtual IBANs
Embedded wallets
Open Banking
KYC & compliance
Automatic splitting
Multi-currency settlement
Bank payouts
Crypto payouts

Traditional

Six separate vendors

Banking
Compliance
Wallets
FX
Crypto
Reporting
Multiple integrations6 vendors

Framnex

One infrastructure layer

Your platform
Framnex
BankConnected
WalletConnected
CryptoConnected
One connected workflowOne API
API-first infrastructure

Control the workflow through one integration.

Create beneficiaries, request virtual account provisioning through the selected provider, define split rules and track returned payout status without stitching together multiple systems.

POST /payouts
{
  "recipient_id": "rec_2048",
  "amount": 400,
  "currency": "GBP",
  "split_rule": "platform_25pct",
  "destination": "bank"
}

Payouts

Payout workflow

Total amount

£400.00Provider confirmed

Recipient

Emma Carter

rec_2048

Verification

Completed

KYC & bank details

Split rule

Platform 25%

Platform fee

Configured rule applied

£100.00

Recipient payout

Instruction routed to provider

£300.00
Destination
Bank account

Timeline

Created

API request accepted

Verified

Recipient checks completed

Split applied

Platform rule: 25%

Provider confirmed

Bank transfer status returned

Passenger at an airport receiving a flight compensation payout through a dedicated virtual IBAN with automatic platform fee retention
Use case spotlight

Automate the full flight compensation payout flow.

Provision a dedicated account through the selected provider, reconcile the incoming compensation, apply the platform fee rule and initiate the passenger payout.

Dedicated virtual account provisioned through the selected provider
Configured platform fee rule
Passenger payout instruction to the selected bank provider
Reconciliation between claim and provider-reported funds

Automated payouts FAQ

Questions about building a payout workflow.

The practical product, integration and compliance questions teams usually ask before mapping their first automated payout flow.

Can a dedicated virtual account be provisioned for every claim?

Yes. A payout workflow can request a dedicated virtual account or IBAN for each claimant or transaction through the selected provider, subject to the geography, currency and banking setup.

Can platform fees be retained automatically?

Yes. Configurable split rules can apply a fixed amount or percentage before the approved payout instruction is routed to the selected provider, reducing manual reconciliation work.

Which payout destinations can the workflow support?

Depending on the product configuration, payout instructions can be routed to bank accounts, embedded wallets or supported crypto destinations through selected providers and one orchestration layer.

How are KYC and compliance checks handled?

Verification and compliance steps can be inserted into the workflow before a provider executes the payout. The exact checks depend on the recipient, transaction type, product and regulatory model.

Can Framnex integrate with an existing claims or payout platform?

Yes. The workflow is API-first, so your existing platform can create recipients, request account provisioning through the selected provider, define split rules and monitor returned payout status without replacing the customer-facing product.

How long does an automated payout implementation take?

The timeline depends on the required rails, geographies, compliance model and existing systems. A focused first workflow is usually the fastest route to production and can then be expanded.

Build your payout product

Building a platform that moves money?

Let's map the collections, verification, split and payout workflow your business needs — and identify the fastest route to launch.