Customer and use case
Specify the eligible UAE-based or internationally active customer segment and the financial job the product must complete.
Core banking
Build the account and balance foundation your financial product needs.
Create the account, balance and product logic that lets customer-facing financial workflows work together from the first launch. For a UAE launch, customer eligibility, provider coverage and operational responsibilities are confirmed for the specific use case before implementation.
Accounts and balances in one product foundation
Configure the first proposition around your model
Connect payments, cards and wallets over time
Keep product logic closer to the workflow
Account foundation
Business accountACTIVE
£248,420.60
Available balance
Account
Balance
Rules
UAE market context
Define the UAE platform architecture before selecting the implementation.
A regional version should make the customer scope, money flow, provider coverage and operational responsibilities easier to evaluate.
Providers and responsibilities
Confirm which entities provide regulated services and who owns onboarding, controls, exceptions, support and reconciliation.
Focused rollout
Begin with a coherent product, corridor or client segment and expand from measured customer and operational outcomes.
Framnex provides technology infrastructure, not legal advice or regulatory authorisation. Availability depends on the selected product, providers, customers and jurisdictions.
The account layer
An account should be the starting point for a connected product, not another isolated system.
Core banking gives the account, balance and product rule layer that customer actions can build upon.
1Define the customer accountCreate the account type and balance experience that fit the customer or participant in your product.
2Apply product rulesConnect availability, permissions and lifecycle logic to the actions that should happen around the account.
3Add connected financial actionsUse the same foundation when payments, cards, wallets or further account experiences become relevant.
Platform capabilities
Use the infrastructure component that gives your product a stronger foundation.
Each capability is designed to connect with the wider product layer, so the first workflow does not have to limit what you build next.
Account product configuration
Shape account types and customer journeys around the commercial proposition you are building.
Balance visibility
Support clear available and pending balance states across the customer and operational experience.
Connected workflows
Give payment, card and wallet actions a common account foundation rather than separate product silos.
Account object model
Connect customer, account, balance and transaction states in one product foundation.
A core banking layer becomes useful when the main financial objects and lifecycle rules are explicit to both product and operations teams.
Customer
Customer and participant records
Connect the account owner, role, verification status and product eligibility to the financial workflow.
Account
Account products and lifecycle
Define account type, currency, status, permissions and the actions available at each lifecycle stage.
Balance
Available, pending and reserved funds
Keep balance states aligned with the transactions and controls that created them.
Transaction
Money movement and product rules
Connect funding, payments, cards, fees and other financial events to the account model.
The exact account hierarchy, currencies, product rules and partner model are confirmed during technical and regulatory discovery.
Implementation path
Connect the capability to the product workflow that needs it.
The aim is a clear first implementation: focused enough to operate well, but designed to support the next product decision.
- 1Choose the account use caseDefine who needs the account and which financial action it should make simpler for them.
- 2Map balance and lifecycle statesEstablish how funds become available, move through the workflow and are presented to users and operations.
- 3Connect the first actionBring the payment, funding, transfer or card action that creates the clearest immediate product value.
- 4Expand from the account layerAdd adjacent financial capabilities without having to recreate the customer and balance foundation.
Core banking FAQ
Questions about this platform capability.
The practical product, architecture and operating questions teams usually ask before defining an implementation.
Can we start with one account type or use case?
Yes. A focused account proposition is usually the best way to create a clear first product workflow before adding further product types or services.
Can the account work with cards, payments and wallets?
The core account and balance layer is designed to support connected financial workflows. The selected capabilities are configured around your launch model.
How does core banking connect to our existing product?
The integration is planned around the customer journey, product data and operational workflows you already own. The required scope is set during discovery.
What determines the available account setup?
The appropriate configuration depends on the customer type, services, geography, partner model and relevant compliance requirements.
Start with a discovery call
Ready to explore what's possible?
In a 15-minute discovery session, we'll discuss your business model, customer needs and commercial objectives to determine the right foundation for your financial offering.
No technical preparation required
Business-focused discussion
Tailored recommendations
No obligation