Where it fits
White-label banking propositions
Give business or consumer customers a complete branded account and payment experience.
AccountsPaymentsCards
Mobile banking apps
Launch the mobile financial experience your customers expect — in your brand.
Give customers a connected iOS and Android experience for balances, payments, cards and support without building every financial workflow and integration from scratch.
Your brand across the customer journey
Connected accounts, wallets, cards and payments
Reusable product and operational components
Launch a focused first version and extend it
Your branded financial product
YOUR BRANDBUSINESS
Available balance
£248,420.60
PayCardsFX
Your proposition
Accounts, payments and cards — under one brand.
Your
brand
brand
Commercial model
Build more value around the relationships you already own.
Customers see a clear balance, the actions available to them and the status of each financial event. Your team sees the workflow, controls and provider context required to operate the product.
1Existing customer trust
2Branded financial product
3Ongoing payment activity
4Recurring revenue layer
Where it fits
FX and advisory businesses
Place balances, conversion, beneficiaries and payment status in a mobile experience for existing clients.
WalletsFXTransfers
Where it fits
Digital asset platforms
Bring fiat and digital asset balances, conversion and card controls into one customer interface.
FiatDigital assetsCards
Capabilities
Design a financial proposition your clients recognise as yours.
Choose the components that solve the immediate customer need, with the option to connect more services as the product grows.
Accounts and balances
Show available, pending and reserved funds with clear transaction status and history.
Payments and beneficiaries
Create transfer journeys around recipients, currencies, approvals and progress states.
Cards and controls
Let customers activate, freeze and manage virtual or physical cards inside the same experience.
Onboarding and support
Connect verification, document requests, exceptions and customer support to the product journey.
Mobile product flow
Design around the full lifecycle of a financial action.
A polished screen is only useful when every action has a clear state, operational owner and recovery path.
Discover
Show what the customer can do
Present balances, products and available actions in language that fits the proposition.
Act
Capture the right instruction
Collect beneficiary, payment, card or conversion information in a controlled workflow.
Track
Make status visible
Keep pending, completed, failed and review states understandable to customers and operations.
Resolve
Connect exceptions to support
Give the team the context needed to resolve verification, transfer or card issues without fragmented tools.
Brand experience
The infrastructure should disappear behind your proposition.
A connected product layer keeps the account, payment and card experience in the visual identity your customers already recognise.
Launch path
Start with a clear first workflow.
A focused launch makes it easier to align commercial owners, operations and product teams before adding more complexity.
- 1Define the first daily jobChoose the customer action the first version must make simpler: checking balances, paying, spending or moving funds.
- 2Map screens to financial statesConnect each screen and action to the underlying account, ledger, provider and operational status.
- 3Configure the branded releaseApply navigation, content, permissions and visual identity through reusable product components.
- 4Expand from usageAdd the next capability only when customer activity and the commercial model justify it.
Mobile banking apps FAQ
Questions about this solution.
The commercial and operational questions teams most often ask before outlining their first launch.
Can the app use our brand and product language?
Yes. The customer-facing experience is designed around your proposition. The implementation scope defines the visual system, content, navigation and supported journeys.
Can the app connect to infrastructure we already use?
Often, yes. Framnex can coordinate existing and new providers through the product and connector layer, subject to the available interfaces and operating model.
Do we need to launch every feature at once?
No. A focused first release is usually safer and faster. Additional cards, currencies, wallets or workflows can be introduced after the core journey is proven.
Does launch include app-store preparation?
The delivery plan can include the technical and product work required for iOS and Android distribution. Account ownership, store review and jurisdiction-specific requirements are agreed in the launch scope.
Start with a discovery call
Ready to explore what's possible?
In a 15-minute discovery session, we'll discuss your business model, customer needs and commercial objectives to determine the right foundation for your financial offering.
No technical preparation required
Business-focused discussion
Tailored recommendations
No obligation